Gerber takes it a step further, allowing you to apply for one of its policies quickly online.Īfter you get quotes, you can apply for one of Gerber’s smaller policies in 5 minutes, entering your personal and medical information. That means you may be approved for coverage without undergoing a paramedical exam during the underwriting process. Gerber is one of a growing list of companies requiring no exams. To file a claim, you need to call the company’s claim hotline from Monday to Saturday. Policyholders can also complete the following actions online with Gerber’s eService platform: If you like what you see, you can apply online for a policy. You can instantly see a quote to get an idea of what you can expect to pay for different levels of coverage. You can easily learn about all of the products Gerber has to offer, with plenty of policy details to help you pick the product you need.įrom there, you can get online quotes by providing your email address and a few basic details. It also provides a brief history of the company and contact information.

Gerber’s website is easy to navigate, with helpful articles about the basics of life insurance. However, the company boasts an “A+” from the Better Business Bureau, based on customer complaints, client communication, and Gerber’s overall business practices. Power, who annually reviews some of the top companies in the nation based on customer experience. Ratings are helpful indicators of a company’s user experience. The best life insurance companies make life insurance simple, from how they communicate with clients to their online experience and the ease of their application. The additional insurance can be purchased at Gerber Life’s standard rate for 21 and 28-year-olds, regardless of the insured’s health or lifestyle concerns.įor additional details on whole life insurance in Canada, please contact us at 1-86 or visit our Whole Life Insurance Instant Quote Page.In addition to cost and financial strength, user experience should be a key consideration when you choose a policy. The policy also gives the child the option to purchase additional amounts of insurance at age 21 and age 28. The plan accumulates cash values, and after 20 years, the cash value is equal to or greater than 100% of the premiums paid. The premiums on the policies are guaranteed to never increase.

The Grow Up Life Insurance policy is a Whole Life life insurance policy tailored to healthy children ages 14 days to 12 years. They are licensed to buy life insurance throughout the United States, Puerto Rico, and Canada, where the Grow Up Life Insurance policy is available in all provinces except Quebec, and is unavailable in the territories. Gerber Life Insurance Company has been operating since 1967 and specializes in working with young families on a limited budget.

Gerber baby life insurance grow up plan